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Blackjack Surrender Rules

While Blackjack Surrender is very similar to traditional Blackjack, there are some interesting variations…

In cases where the player and dealer have identical card totals over 16, the bet is returned. Players’ cards are dealt face up; dealers get one card down and one up. When the face up card of the dealer is a 10 or an Ace, the player will be offered Insurance, which costs one half of the original bet. If the dealer has Blackjack, the insurance protects your original bet; if he or she doesn’t, you lose only the amount of the insurance.

Surrender comes into play when you believe your first pair of cards won’t beat the dealer’s cards in cases where he has looked at his hand for Blackjack. Once you surrender your hand, you immediately lose the hand — though you get to keep one half of the original bet.

And according to Blackjack Surrender rules, you can split your bet or double it.

How to Play Blackjack Surrender


The goal is to create a hand totalling 21—or at least to be closer to 21 (though not over) than the dealer. Blackjack is when the first two cards are an Ace and a 10 or face card, which beats a score of 21 that is created from more than 2 cards and pays at 1.5X the wagered amount. Going over 21 is called a “bust,” and you lose your wager. Aces are worth either 1 or 11, face cards are worth 10 points and the rest of the cards are taken at their numerical value. Now that you know the goal and the card values, here is how to play Blackjack Surrender.


  1. Choose your wager amount by clicking on the chip and then on the hand positions on the table. You can play just a single hand or up to five hands at the same time; bets do not need to be the same for each hand. Increase bets by clicking on the table, decrease bets by pressing shift+click.
  2. Press on the DEAL button to begin the action.
  3. Choose an action (Hit, Stand, Split, etc.) for each hand in turn.
  4. Certain actions (Double, Split, Insurance) can only be accomplished with a supplementary bet being placed. Funds can be added to your account when necessary to use these actions.
  5. Click New Game to begin another round and select wager amounts as defined above, then hit Deal. Alternatively, you can keep the same bets as before for each hand just by clicking on Rebet.


Betting Options


Blackjack Surrender allows for several different betting options:

  • Hit – asks the dealer for one more card.
  • Stand – means you are leaving your hand as is.
  • Double – asks the dealer for one more card after an additional bet (that doubles the original) has been placed.
  • Split – breaks the hand into two separate hands. When both your first two cards are the same numerical value, they can be split into separate hands, with an identical bet being placed on the split.
  • Insurance – works like a side bet to protect your original bet, should the dealer have Blackjack.
  • Surrender – lets players start a new round, but cost one half of the bet.

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Blackjack Surrender Rules
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Filed under: Blackjack Games